2008-09-21
Two things...
1) Not cigarette smoke, then. Just getting a cold.
Not surprising when three people were out at work last week with various
forms of the plague and![[livejournal.com profile]](https://www.dreamwidth.org/img/external/lj-userinfo.gif)
seimaisin was sick last week.
Zicam here I come.
2) Oh. My. God. How was my life complete before the purchase of the PedEgg?
Seriously. The commercials are the grossest things ever and it doesn't
exactly catch all the shavings that neatly, but PINK! SKIN! ON MY HEELS!
Woo!
Not surprising when three people were out at work last week with various
forms of the plague and
seimaisin was sick last week.Zicam here I come.
2) Oh. My. God. How was my life complete before the purchase of the PedEgg?
Seriously. The commercials are the grossest things ever and it doesn't
exactly catch all the shavings that neatly, but PINK! SKIN! ON MY HEELS!
Woo!
Certain things are not impossible
So, I don't really talk about my real life here outside of some funny anecdotes or bitching about work, but I have a cautionary tale with a happy ending for you, my lovely flist.
In the years immediately after I graduated from college, I made a series of incredibly poor financial choices that ultimately resulted in me being 29 years old and carrying approximately $28,000 in credit card debt.
Yes, you read that right. Twenty eight thousand dollars.
Don't ask me how it happened because I wish I knew.
Anyway, I was absolutely not making ends meet and constantly dodging calls from collection agencies. I was at my wit's end and at a loss as to what to do. Getting a second job wouldn't really solve anything since the interest rates (I think they topped out at 31%) were killing me.
One day, my stepdad called and said, "Call these people."
The number he gave me was for Lutheran Social Services Credit Counseling department.*
I met with them and they took me on as a client so now, four and a half years later?
I am debt free. They did not negotiate the amount down, only the interest rates. I paid off every cent of my unsecured debt and now I don't even know how I feel. Relieved, for sure, but beyond that I feel like if I think on it too hard I'll just start crying.
But, yes, do not despair. It can be done.
* I'm not even Lutheran!
In the years immediately after I graduated from college, I made a series of incredibly poor financial choices that ultimately resulted in me being 29 years old and carrying approximately $28,000 in credit card debt.
Yes, you read that right. Twenty eight thousand dollars.
Don't ask me how it happened because I wish I knew.
Anyway, I was absolutely not making ends meet and constantly dodging calls from collection agencies. I was at my wit's end and at a loss as to what to do. Getting a second job wouldn't really solve anything since the interest rates (I think they topped out at 31%) were killing me.
One day, my stepdad called and said, "Call these people."
The number he gave me was for Lutheran Social Services Credit Counseling department.*
I met with them and they took me on as a client so now, four and a half years later?
I am debt free. They did not negotiate the amount down, only the interest rates. I paid off every cent of my unsecured debt and now I don't even know how I feel. Relieved, for sure, but beyond that I feel like if I think on it too hard I'll just start crying.
But, yes, do not despair. It can be done.
* I'm not even Lutheran!